Best Balance Transfer Credit Cards January 2012

Limited time – updated offer from Discover – ZERO PERCENT – ZERO FEE balance transfer offer

January could be a great month for a new balance transfer, card companies are getting more aggressive with their deals, we will keep you posted with any new offers.

Breaking News (early January update)….Discover offers a limited time offer on a zero percent interest and zero fee balance transfer credit card. Few card companies are offering both zero rate/fee credit card balance transfers, this is a great way to start 2012 for consumers with balances they are looking to consolidate…The most popular card with our visitors continues to be the Chase MasterCard, featuring a $ 100 cash back bonus if you make $500 worth of purchases during the first three months of owning the card. For consumers who are looking for a balance transfer credit card, the offers a 0% Intro APR for 12 months on balance transfers and 6 months on purchases. The credit card is great for consumers who love to shop, and features an astounding five percent cash back bonus for gas stations and Amazon.com through the end of March, 2012. Chase is also promising of create new offers every three months with rebates upwards of 5% for purchases at restaurants, grocery stores and even airfare. The card features a standard one percent cash back rebate on all other purchase, (without limits).

Other Popular Choices For January 2012

The good news for consumers is that the market for credit cards and balance transfer appears to be improving. As the economy continues to gain strength, banks and lenders will gain more confidence in improving their offers and attempting to attract new consumers. As the offers improve on balance transfers, consumers will be able to choose from 0% APR Balance Transfer Cards, Rebates, Perks and Shopping Reward credit cards with improved terms and incentives.

If you are in the market for a balance transfer credit card in 2012, then we strongly encourage you to do your math up front. Look at the card transfer fees, length of the balance transfer offer if you are attempting to shift card balances to lower rates, incentives or perks associated with the balance transfer credit card and the interest rate you will receive following your introductory period. The best way to win with a balance transfer is to research, compare and calculate! Finding a great deal for your 2012 New Years Resolution could help you save hundreds of dollars of interest charges and get ahead with your financial goals this year. We will continue to monitor the credit card industry to find the latest offers from leading card companies, helping our readers uncover the “best deals” in the balance transfer credit card industry.

Got a tip on a great credit card or balance transfer offer, drop us a message below we love to share deals with all of our visitors!

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